Open an America Bank account today and earn 4.85% APY on savings, send money globally, and manage your finances with enterprise-grade security.
We built a bank that actually works for you — with powerful features, zero nonsense, and real support when you need it.
Earn more on every dollar. Our high-yield savings account pays 10x the national average with no minimum balance required.
Send money to anyone, anywhere — PayPal, Zelle, Cash App, GCash, international wire — all from one dashboard.
256-bit AES encryption, biometric authentication, real-time fraud alerts, and FDIC insurance up to $250,000.
Deposit checks from anywhere by simply taking a photo. Funds are available within one business day.
Send international wires to 150+ countries with competitive rates and full SWIFT/IBAN support.
Set goals for anything — vacation, home, emergency fund — and watch your progress with visual trackers.
Whether you're saving for tomorrow or spending today, we have an account built for it.
We update our rates daily to ensure you always get the best return on your money.
| Account Type | APY Rate | Minimum Balance | Monthly Fee | Status |
|---|---|---|---|---|
| America High-Yield Savings | 4.85% | $0.00 | $0.00 | Live |
| America Advantage Checking | 0.50% | $0.00 | $0.00 | Live |
| America Money Market | 4.20% | $1,000 | $0.00 | Live |
| America Private Banking | 5.10% | $10,000 | $0.00 | Live |
| 12-Month CD | 5.25% | $500 | $0.00 | Live |
* APY = Annual Percentage Yield. Rates accurate as of today. FDIC insured.
Opening an America Bank account takes less than 2 minutes and no paperwork.
Fill out a simple form with your basic info. No credit check, no branch visit needed.
Quick KYC verification — just upload a photo ID. Usually takes under 60 seconds.
Receive your account number and routing number instantly upon approval.
Fund your account and start earning 4.85% APY from day one.
Compare what you earn with America Bank vs. a traditional bank.
"I switched from my old bank and immediately started earning 10x more interest. The app is intuitive and transfers are lightning fast."
"The international wire feature saved me hundreds in fees. I can send money to my family overseas without any hassle or hidden charges."
"Customer support is exceptional. I had an issue at midnight and the support team responded within minutes. Absolutely outstanding service."
Everything you need to know about banking with America Bank.
Join 500,000+ customers who chose America Bank for better banking. No fees, no minimums, no nonsense.
America Bank was founded in 2024 with one mission: build a bank that actually works for its customers, not against them. We believe everyone deserves access to high-yield savings, zero-fee banking, and world-class financial tools — regardless of their net worth.
We are a federally chartered, FDIC-insured institution. Your deposits are protected up to $250,000 per depositor. We operate with full regulatory compliance and hold ourselves to the highest standards of financial integrity.
Our team is made up of banking veterans, security experts, and technology innovators committed to building the bank of the future — available to everyone, today.
America Bank is committed to protecting your privacy. We collect only the information necessary to provide our banking services, verify your identity, and comply with applicable laws and regulations.
We never sell your personal information to third parties. We use 256-bit AES encryption for all stored data and TLS 1.3 for all data in transit. Your financial information is never shared without your explicit consent except as required by law.
For questions about your privacy rights, contact us at privacy@bankofAmerica.com.
By opening an America Bank account, you agree to maintain accurate personal information, use your account for lawful purposes only, and comply with all applicable banking regulations.
You may not use America Bank services for money laundering, fraud, or any illegal activity. Accounts found in violation of these terms will be suspended and reported to appropriate authorities.
America Bank reserves the right to update these terms with 30 days notice. Continued use of the service constitutes acceptance of updated terms.
Our support team is available 24/7. Reach us through any of the following channels:
America Bank offers competitive personal loans and lines of credit for our account holders. Rates starting from 6.99% APR with flexible repayment terms from 12 to 84 months.
